This insurance policy covers your property in the following way.

1. Building
The insurance takes care in case of fire, earthquake, flood, hurricane or explosion. Each of the mentioned risks has a different deductible and co-insurance depending on the characteristics of the building's location.

2. Perils under expressed agreement
Exposed Building such as swimming pool's, terraces, huts, and decks can be covered for hurricanes as long as they are mentioned and shown in the face of the policy. Deductibles and co-insurance varies depending on property's location.

3. Contents
The contents are covered for the risks mentioned in the Building's clause and have different deductible and co-insurance as well.

4. Theft
of contents Theft of contents may be included if you, but in the case of jewelery, art, and items above 1,500 USD you must itemize them and make sure you have attached appraisals, invoices or proof of value in order to have coverage. Deductible is usually 15% of the item.

5. Installed glass and windows
Accidental breakage of windows or installed glass in the furniture or on the building is covered up to the amount shown in the face policy. Make sure to mention if there any of the pieces of glass has any specific detail that makes it different from ordinary clear glass or window (For example: stained glass, curved glass, etc). Deductible varies depending on the carrier company.

6. Family Civil Liability.
Protects you from liabilities that you may incur as a homeowner according to the Mexican Civil Law. This coverage includes liability to your domestic employees.

Additional Coverages.
Electrical Devices You can hire specific coverage in order to protect electrical devices.

Extra expenses.
This coverage extends to cover an extra amount of money required to have accommodation while building's repairs are being done.

Debris Removal.
“This clause extends insurance coverage to include the cost of debris removal resulting from damage caused by a covered loss up to a specified limit of loss. The clause is an additional property insurance coverage.”